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Outsource Mortgage Underwriting Support Services

Considered the final step of the mortgage process, mortgage underwriting determines the creditworthiness and the payment capability of the person who has applied for a mortgage loan. To speed up this stage, banks and financial institutions have started using automated software that can apply or decline a loan application based on pre-determined factors. An underwriter needs to enter the applicant's incomes, debts, credit score, etc. to accurately analyze the repayment capability of the loan applicant.

Mortgage Outsourcing Benefits

Mortgage Outsourcing Benefits - Flatworld Solutions

Though automation has helped cut short the time required for processing, and stringent measures have been put in place, it does not ensure transparency in the loan review process. Many fraudulent applications still go through the process, increasing the financial risk to the lending institution. Further, every company has its own underwriting process. Underwriters follow these procedures and decide on the risk associated with accepting or rejecting a loan application.

Having a professional company handle your mortgage underwriting needs not only helps speed up the process of residential mortgage processing, but also increases accuracy and reduces overhead costs. Outsource2india has worked with clients of various sizes with their mortgage loan needs and has helped secure loans without hassle. Through accurate assessments of loan applications and loan pricing analysis, we have enabled quicker loan processing and disbursement.

Mortgage Underwriting Services we Provide

Outsource2india's Mortgage Underwriting Support Services include -

  1. Loan Approval Check

    A loan application review requires several 'conditions' of a loan to be met before a final approval is issued. These conditions can include supporting documents, income statements, purchase agreements, credit scores, etc., that are needed to support the applicant's case. We ensure that all the conditions to clear the loan are met and nothing is left to guesswork.

  2. Underwriting Automation Software

    We are experienced in working with various automated underwriting systems and software. These automated tools have become a norm with almost all lending companies today. By running mortgage loans applications through the software, we help you determine whether they will be accepted or denied. The software also points out areas of a loan application that need attention. Our team of mortgage experts makes sure that all data is verified with the automated underwriting software.

  3. Fraud Review

    Banks have strict measures in place to avoid fraudulent loan applications. These measures, however, may sometimes reject genuine applications. This can occur because of incorrect data submission or omission of certain information in the loan application. Outsource2india's team incorporates fraud review methods to check for fraudulent factors in loan applications. These factors can include conflicting addresses, AVM comps mismatching with the property, multiple cash transactions in several bank accounts, large deposits or withdrawals, and other possibly falsified details.

  4. Title Support

    Title monitoring checks if the collateral property is 'clean' and free from lawsuits and other legal claims. Aimed at both the lender and the borrower, the title checking looks at major and minor details with respect to the title document, and ensures smooth movement of the loan application to the next stage.

  5. Appraisal Quality Control

    The appraisal quality control is a report by the underwriter that includes the true value assessment of the property in question, as well as the veracity of the collateral documents provided to support the mortgage loan application.

Our appraisal quality control services include evaluation of the property's sales history, photographs, location maps, appropriateness of the comparables, adjustments, etc. We also verify the authenticity of the report date, the appraiser's signature and license number.

Client Success Stories

O2I Expedited Pre-purchase Review Process for a Correspondent Lender

O2I Expedited Pre-purchase Review Process for a Correspondent Lender

The mounting backlogs and reluctance to hire a full-time pre-purchase reviewer was a challenge to the client. This was overcome with ease by outsourcing pre-purchase review services to Outsource2india. We delivered assured results in less than 2 months.

Read more

Outsource your mortgage underwriting support needs to Outsource2india, our team will be glad to assist.

Contact Us


Decide in 24 hours whether outsourcing will work for you.

We respect your privacy. Our Policy.

Have specific requirements? Email us at: mortgage.info@outsource2india.com

Mortgage Processing at Flatworld Solutions

Mortgage outsourcing services from flatworld solutions.

Our Clients

  • Alcon
  • Redwood E-Learning Systems
    Yale School of Management
  • Loomis
    Data Infinity
    Auto MiddleEast
  • Camnet
  • Eraid
    Financial Planning Association of Australia
  • International Career Institute
    Carole Holding
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Customer Testimonial

I have worked with Rajeev and his team at Outsource2india for the last 3 ½ years. I have been continually impressed by the level of professionalism and integrity of the O2I team has provided. We are looking forward to many more years of partnership with this great company. Senior Vice President,
Fast Growing Mortgage Company


Decide in 24 hours whether outsourcing will work for you.

We respect your privacy. Our Policy.

Have specific requirements? Email us at: mortgage.info@outsource2india.com

Flatworld Solutions Address


No.6, Banaswadi Main Road, Dodda Banaswadi, Bangalore - 560 043

Corporate Court, #15, Infantry Road,
Bangalore - 560 001


Aeon Towers, J.P. Laurel Avenue, Bajada, Davao 8000


116 Village Blvd, Suite 200, Princeton, NJ 08540