Mortgage Underwriting Support Services

Adequately analyze the recovery capabilities of borrowers and identity possible defaulters with our detailed mortgage underwriting support services

Mortgage loan applications, appraisal reports, underwriting services, and closing and post-closing documentation --- all these labor-intensive tasks require a dynamically skilled team. Moreover, managing compliance and regulatory obligations require rich domain experience and specialized skillsets. For optimized business performance, risk reduction, cost efficiency, and increased scalability, mortgage lenders often prefer to outsource non-core functions to a third-party service provider.

When it comes to mortgage back-office underwriting support, we thoroughly assess risks and ensure that a buyer meets the minimum criteria for home loans. We scan through a multitude of mortgage documents and ensure that the documentation is accounted for. Our end-to-end services include evaluating borrowers' financial health, credit history, and collateral value. Reach out to our experts to eliminate financial losses due to fraud, foreclosures, and defaults.

Our Mortgage Underwriting Services

We bank on qualitative analysis, in-depth financial research, and efficient document management to offer world-class mortgage underwriting back office support. Our services include -

• Underwriting Support for Credit Unions

  

  As a premier mortgage underwriting company, we offer comprehensive support services to global clients. Our services include process automation and risk management for credit unions. Also, we handle tasks like application validation against loan conditions, title reviews, and mortgage applications.

• Foreclosure Assistance Services

  

  Mortgage foreclosures can be expensive, complex, and time-consuming. We enable our clients to manage business activities within regulatory timelines. Our services include property valuation and maintenance, stakeholder negotiations, attorney management, etc.

• Short Sale Support Services

  

  We liaison between the borrower and the lender to collect the short sale request, review the financial relationship, and determine the difficulties. We analyze supporting documents and recommend whether the borrower qualifies for the sale.

• Loss Mitigation Assistance

  

  We enable the borrower and the mortgage lender to work together to avoid foreclosure. Our services support smooth load modification, short refinance, cash-for-keys negotiation, special forbearance, and partial claim.

• Loan Modification Assistance

  

  We help lenders streamline the increasing number of loan modification requests; we compile borrower profiles to encourage better business decisions. We review documents, check for eligibility, dispatch modification packages, and educate the borrower about the modified plan.

• Mortgage Origination Underwriting Support

  

  As a part of our mortgage origination underwriting support services, we pre-qualify borrowers, review and verify loan applications, access borrower risk profiles, and automate calculations like loan-to-value ratio, debt-to-income ratio, etc. We also review titles, appraise properties, and convey final loan decisions.

• Modification Underwriting Support

  

  Our complete back-office loan modification support services include income document scanning, credit report scrutiny, modifications in loan tenures, interest rates, monthly mortgage payments, eligibility checks for HAMP modification, hardship reviews, and compliance with Match Fannie Mae and Freddie Mac guidelines.

• Borrower Solicitation Support

  

  We enable our clients to find acceptable solutions to customer delinquency issues. Our borrow-friendly services meet the "quality right party contact" mandate; we evaluate the delinquency period, determine borrower plans, educate them about the alternatives to foreclosure, and modify loan payment terms.

• Underwriting Support for Lenders

  

  We assess credit scores, evaluate borrowers' employee history, and review savings, investments, and retirement funds. As your loan fulfilment partner, we offer end-to-end services that ensure scalability and better business growth.

• Mortgage Appraisal Underwriting

  

  Our comprehensive mortgage appraisal underwriting services include appraisal review, competitive market analysis, report preparation and evaluation, appraiser management, and broker price opinion.

• Additional Services

  • Mortgage Underwriting QC Support
  • Signing Support for Loss Mitigation
  • Mortgage Foreclosure Title and Resolution Support
  • Setting Up Loans for Underwriting
  • Clearing Loan Conditions
  • Title Support
  • Appraisal Quality Control
  • Fraud Guard Review

Why Hire Us as Your Mortgage Underwriting Services Company?

Leverage our services to effectively deal with surges in loan demands and keep true to CFBP regulations. Being an ISO-certified contract mortgage underwriting company, we offer the following benefits -

• Experienced Team

  We have 24 years' experience providing mortgage underwriting support services to global clients. Our customer support teams are available 24/7 to resolve issues instantly.

• Superb Infrastructure

  We leverage cutting-edge infrastructure and expertise using the most robust technologies to provide the best underwriting support services.

• Data Security

  We always maintain the confidentiality of your data and take all steps to ensure data security when you outsource underwriting support to us.

• Global Delivery Centers

  Our multiple delivery centers ensure quick mortgage support service delivery. It enables us to deliver the best services within a quick span.

• Specialized Experts

  We have trained mortgage experts who are updated with the latest rules and regulations of the mortgage industry, ensuring you get the most up-to-date underwriting support.

• High-quality Services

  We provide high-quality underwriting support services at cost-effective rates, helping you obtain the maximum ROI.

Additional Mortgage Services We Offer

Customer Success Stories

O2I's MSuite Updated the Loan Onboarding Process and Increased Efficiency for a US Lender

A client contacted us to resolve its unorganized and inefficient loan onboarding process. We used our tool, MSuite, to streamline and update the process.

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O2I's MSuite Enhanced the Indexing Process for a US-based Lender

We helped a US-based lender to streamline their document indexing process and enhance the efficiency of the entire indexing process.

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Outsource Mortgage Underwriting Support Services to Outsource2india

Having a professional company like ours handle your mortgage underwriting requirements helps speed up the process of residential mortgage processing. Also, it increases accuracy and reduces overhead costs. Through accurate underwriting assistance, we enable quicker loan processing and disbursement. The benefits of partnering with us include -

• Get access to full-time processors and underwriters
• 99% accuracy in loan underwriting
• Flexible pricing models and personalized service
• Up to 60% reduction in operations cost per employee
• Reduction in turnaround time
• Exceptional credit analysis and negotiation skills
• Outstanding service to all stakeholders

Maximize your ROI with the best-in-class mortgage underwriting services. Contact us for more details.