Mortgage loan applications, appraisal reports, underwriting services, and closing and post-closing documentation --- all these labor-intensive tasks require a dynamically skilled team. Moreover, managing compliance and regulatory obligations require rich domain experience and specialized skillsets. For optimized business performance, risk reduction, cost efficiency, and increased scalability, mortgage lenders often prefer to outsource non-core functions to a third-party service provider.
When it comes to mortgage back-office underwriting support, we thoroughly assess risks and ensure that a buyer meets the minimum criteria for home loans. We scan through a multitude of mortgage documents and ensure that the documentation is accounted for. Our end-to-end services include evaluating borrowers' financial health, credit history, and collateral value. Reach out to our experts to eliminate financial losses due to fraud, foreclosures, and defaults.
Our Mortgage Underwriting Services
We bank on qualitative analysis, in-depth financial research, and efficient document management to offer world-class mortgage underwriting back office support. Our services include -
Underwriting Support for Credit Unions
As a premier mortgage underwriting company, we offer comprehensive support services to global clients. Our services include process automation and risk management for credit unions. Also, we handle tasks like application validation against loan conditions, title reviews, and mortgage applications.
Foreclosure Assistance Services
Mortgage foreclosures can be expensive, complex, and time-consuming. We enable our clients to manage business activities within regulatory timelines. Our services include property valuation and maintenance, stakeholder negotiations, attorney management, etc.
Short Sale Support Services
We liaison between the borrower and the lender to collect the short sale request, review the financial relationship, and determine the difficulties. We analyze supporting documents and recommend whether the borrower qualifies for the sale.
Loss Mitigation Assistance
We enable the borrower and the mortgage lender to work together to avoid foreclosure. Our services support smooth load modification, short refinance, cash-for-keys negotiation, special forbearance, and partial claim.
Loan Modification Assistance
We help lenders streamline the increasing number of loan modification requests; we compile borrower profiles to encourage better business decisions. We review documents, check for eligibility, dispatch modification packages, and educate the borrower about the modified plan.
Mortgage Origination Underwriting Support
As a part of our mortgage origination underwriting support services, we pre-qualify borrowers, review and verify loan applications, access borrower risk profiles, and automate calculations like loan-to-value ratio, debt-to-income ratio, etc. We also review titles, appraise properties, and convey final loan decisions.
Modification Underwriting Support
Our complete back-office loan modification support services include income document scanning, credit report scrutiny, modifications in loan tenures, interest rates, monthly mortgage payments, eligibility checks for HAMP modification, hardship reviews, and compliance with Match Fannie Mae and Freddie Mac guidelines.
Borrower Solicitation Support
We enable our clients to find acceptable solutions to customer delinquency issues. Our borrow-friendly services meet the "quality right party contact" mandate; we evaluate the delinquency period, determine borrower plans, educate them about the alternatives to foreclosure, and modify loan payment terms.
Underwriting Support for Lenders
We assess credit scores, evaluate borrowers' employee history, and review savings, investments, and retirement funds. As your loan fulfilment partner, we offer end-to-end services that ensure scalability and better business growth.
Mortgage Appraisal Underwriting
Our comprehensive mortgage appraisal underwriting services include appraisal review, competitive market analysis, report preparation and evaluation, appraiser management, and broker price opinion.
- Mortgage Underwriting QC Support
- Signing Support for Loss Mitigation
- Mortgage Foreclosure Title and Resolution Support
- Setting Up Loans for Underwriting
- Clearing Loan Conditions
- Title Support
- Appraisal Quality Control
- Fraud Guard Review
Why Hire Us as Your Mortgage Underwriting Services Company?
Leverage our services to effectively deal with surges in loan demands and keep true to CFBP regulations. Being an ISO-certified contract mortgage underwriting company, we offer the following benefits -
We have 24 years' experience providing mortgage underwriting support services to global clients. Our customer support teams are available 24/7 to resolve issues instantly.
We leverage cutting-edge infrastructure and expertise using the most robust technologies to provide the best underwriting support services.
We always maintain the confidentiality of your data and take all steps to ensure data security when you outsource underwriting support to us.
Global Delivery Centers
Our multiple delivery centers ensure quick mortgage support service delivery. It enables us to deliver the best services within a quick span.
We have trained mortgage experts who are updated with the latest rules and regulations of the mortgage industry, ensuring you get the most up-to-date underwriting support.
We provide high-quality underwriting support services at cost-effective rates, helping you obtain the maximum ROI.
Additional Mortgage Services We Offer
Mortgage Loan Processing Services
Our experts help reduce the time taken to process reports and loan documents. Outsource to us to ensure 100% accuracy and faster turnarounds.
Mortgage Closing Support Services
We are a Freddie Mac-compliant company that offers comprehensive support services to lenders. Our loan closing process comes with assured quality.
Mortgage Post-Closing Support Services
We guarantee accurate back office post-closing support services to global clients. We ensure quality results within reasonable turnaround times.
Mortgage Title Support Services
Our support services include title ordering support, examination support, commitment support, policy production support, and more.
Mortgage Appraisal Support Services
Our services help simplify the home appraisal process; we enhance core business focus, cost-effectiveness, resource allocation, and TATs.
Reverse Mortgage Support Services
We respond to borrower inquiries, manage account delinquencies, monitor monthly payments, and more. Leverage our services to streamline your business.
Mortgage Loan Servicing
We facilitate the collection of principal, interest, and escrow payments for our clients. We specialize in loan boarding, tax administration, managing AR, and more.
Digital Marketing Services for Mortgage
From online lead generation to enhancing your visual directories, we provide end-to-end online marketing services to our clients.
Customer Success Stories
O2I's MSuite Updated the Loan Onboarding Process and Increased Efficiency for a US Lender
A client contacted us to resolve its unorganized and inefficient loan onboarding process. We used our tool, MSuite, to streamline and update the process.Read more
O2I's MSuite Enhanced the Indexing Process for a US-based Lender
We helped a US-based lender to streamline their document indexing process and enhance the efficiency of the entire indexing process.Read more
I have been continually impressed by the level of professionalism and integrity of the O2I team has provided. We are looking forward to many more years of partnership with this great company.Senior Vice President,
Fast Growing Mortgage Company More Testimonials »
Outsource Mortgage Underwriting Support Services to Outsource2india
Having a professional company like ours handle your mortgage underwriting requirements helps speed up the process of residential mortgage processing. Also, it increases accuracy and reduces overhead costs. Through accurate underwriting assistance, we enable quicker loan processing and disbursement. The benefits of partnering with us include -
- Get access to full-time processors and underwriters
- 99% accuracy in loan underwriting
- Flexible pricing models and personalized service
- Up to 60% reduction in operations cost per employee
- Reduction in turnaround time
- Exceptional credit analysis and negotiation skills
- Outstanding service to all stakeholders
Maximize your ROI with the best-in-class mortgage underwriting services. Contact us for more details.
Get a FREE QUOTE!
Decide in 24 hours whether outsourcing will work for you.
Have specific requirements? Email us at:
116 Village Blvd, Suite 200,
Princeton, NJ 08540
116 Village Blvd, Suite 220, Princeton, NJ 08540
135 Camino Dorado, Suite 7, Napa, CA 94588.