Call us on800-594-9501 | About Us | How We Work
home
home Mortgage Process at O2I

Outsource Mortgage Processing Services

From initial application approval to closing, acquiring a mortgage loan is a tedious, time-consuming, and labor-intensive process for lenders, borrowers, real estate agents, sellers, and anyone else directly or indirectly linked to the mortgage transaction.

At Outsource2india, we believe that with the right tools, access to the latest technology, and with professional mortgage assistants, mortgage loan processing times be dramatically reduced, thereby leading to faster closings and better business growth. For the past 17 years, we have worked with global mortgage lenders and provided our efficient processing services across the complete mortgage lifecycle. From loan origination to processing, servicing, pay-off, and lien satisfaction, we ensure that all your requirements are taken care of by our in-house mortgage specialists.

Our Offerings for Mortgage Loan Processing

Our niche mortgage processing services help clients to rapidly adapt to changing market conditions while improving their customer retention numbers and satisfaction ratings. Our services include -

  1. Document Collection

    One of the major reasons for the delay in mortgage processing is improper or late collection of documents. Our services ensure that the whole process of collecting documents pertaining to the mortgage loan application is completed in as short a time as possible. We can help you with collecting -

    • Bank statements, pat stubs, W2s, etc.
    • Bank/mortgage/pension statements
    • Divorce decrees and escrow documents
    • Child support documentation
    • Property flood certificates and homeowner's insurance documents

    If required, we can also help with preparing TIL and GFE disclosures

  2. Reviewing Documents for Compliance

    We specialize in stringent document review throughout the entire process of document preparation and fulfillment. Our solution can easily deliver thousands of mortgage documents on a per day basis related to both servicing and loss mitigation, each of which has been suitably reviewed for compliance. We can review -

    • Borrower's authorization documents
    • Forms 1008 & 1003, W2s, GFE, TIL, etc.
    • Any other documents as per your request
  3. Credit Scoring

    With the help of our expert credit scoring services, you can make better lending decisions while receiving richer, more predictive trends in credit scoring behavior by FICO, 3-Bureau, etc. We can -

    • Perform credit check for all your borrowers on a regular basis
    • Pre-screen credentials and FHA authorizations
    • Check the latest social security status
    • Review existing loans (with MERS)
    • Check for any defaults in payments and tax returns
  4. Credential Verification

    As per our client's request, we can also perform a thorough and in-depth verification of -

    • All user submitted documentation
    • VoE, VoM, VoD
    • Sale history of the property

    If required, we can also actively monitor all federal and state specific forms on a per-user basis and deliver timely reports for the same

Why Choose O2I for Mortgage Loan Processing Services?

Over the years, we have partnered with several top-tier mortgage lenders and have provided end-to-end mortgage services tailored to their needs. Our value proposition lies within the following -

  • Industry Expertise: Our diverse industry-specific knowledge and the extensive scope of our proven services allow us to effectively anticipate the changing demands of the mortgage industry and tailor our services to the same
  • Cost Savings: Over the years, we have fine-tuned our processes to rely on proven process automation methods while hiring highly-trained resources who are skilled and knowledgeable in the mortgage business. This translates into better cost savings for our clients
  • Customized Solutions: Our solutions are tailored to each individual client's support needs, their business model and their balance sheets. Our proprietary LOS and other related mortgage technology systems help to automate loan processes for better efficiency, productivity, and scalability

Outsource2india - A One-stop-shop for All Your Mortgage Loan Processing Requirements

Our deep understanding of all compliance and regulatory issues, combined with our skilled pre-qualification, pre-processing, and mortgage title services allow our clients to achieve their business goals in a cost-effective manner. We pride on delivering superior quality residential loan processing services for FHA, VA, Jumbo, Down payment assistance programs, HARP II, and any other niche programs for portfolio lenders.

Contact us now for timely and cost-effective mortgage loan processing services.

Contact Us

Get a FREE QUOTE!

Decide in 24 hours whether outsourcing will work for you.

Have specific requirements? Email us at: mortgage.info@outsource2india.com

Have a closer look at our Mortgage process before outsourcing.

Know Our Process

Our mortgage services have created global success stories.

More Case Studies

GET A FREE QUOTE IN

24 HOURS

Value-added services with no compromise on quality

Get a Quote Now