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Outsource Financial Analysis Services for Banks

Financial statements for banks have a different set of challenges and require a different output when compared to financial analysis for manufacturing or service companies. Banks have unique risks in their financial dealings and the analysis must take this into consideration.

Outsourcing Banking and Finance & Accounting Services streamlines operational processes, reduces cost and complexity and maximizes revenue for banks. In addition to these benefits, banks also get a local perspective by understanding the specific needs of customers in different locations. They can use this data to differentiate products and get ahead of the competition.

Outsource2india provides back-end number crunching and basic analysis to enable US based banks to carry out credit analysis for its customers. We provide real-time, 24x7 processing of finance and accounting services for banks offering accurate and cost-effective banking analysis services. This enables banks to maintain focus on core operations while achieving flexibility and increased responsiveness to customers.

Stages in Financial Analysis for Banks

Step 1: Collate and Review Data

In the first step of the financial analysis, our analysts at O2I collate and review source data.

These are the source documents that we review:

  • Personal financial statement of guarantor
  • Tax Return of each guarantor
  • Credit report of each guarantor
  • Credit Score / Lien info
  • Management resume of each guarantor
  • Business tax returns for 3 years
  • Tax returns of Affiliate entities
  • Interim financial statements
  • Cash Flow Statement
  • AR Ageing Report, Appraisal Report etc.
  • Forms 1003, 413, 4506T etc.

Step 2: Perform Credit Financial Analysis

Once all the data has been reviewed, the experts analyze all the data that has been collected.

  • Perform Ratio Analysis
  • Spread Financials
  • Perform Financial Analysis of Guarantors
  • Analyze Repayment Capacity

Step 3: Prepare and Review Credit report

In this stage, the financial analysts at Outsource2india prepare the credit report and share it with the banks.

  • Enter Credit Analysis Summarized info
  • Enter customer information
  • Enter loan details
  • Review and finalize credit report

Our Banking Financial Analysis services are perfect for small-medium sized banks and Loan production offices. Our experts deal with loans between $0.5m – $15m.

Types of Loans

We deal with analysis for different types of loans including Purchasing, Refinancing, Cash Out Refinancing, Construction or Expansion Loans - Conventional, SBA 7(A), Conventional 504 and Conduit loans.

O2I has a team of qualified Chartered Accountants, (certified public accountants) statisticians with doctoral degrees and people with MBA (Finance) from reputed institutions. They keep themselves up-to-date with global trends using various methods. They peruse online journals and link-up with reputed CFAs abroad. Their comprehensive industry knowledge and experience can be effectively tapped to determine the performance and fiscal accountability of an organization.

Contact us to tell us about your requirements for Financial Analysis Services for banking and our Customer Engagement team will get back to you within 24 hours.

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Have specific requirements? Email us at: financial.info@outsource2india.com

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